PROFESSIONAL & CURRENT ACTUARIAL EXPERTISE: When Property & Casualty insurers need statutory opinions regarding loss and loss adjustment expense reserves for regulatory authorities, their first phone call is to an L&E actuary. Our highly trained P&C actuarial and management consultants provide practical support to companies of all sizes. Our clients turn to our actuaries for help because they know we not only deliver innovative essentials, but also a clear understanding of the industry’s latest trends and practices. Our commitment extends to preparation of required regulatory rate filings for both personal and commercial lines of business. We are there for you from start to finish.
THE P&C ACTUARIAL SOLUTION: Many of our P&C clients have been able to maximize consolidation opportunities as a result of their relationship with L&E. Our reputation as the industry’s leading expert in mergers and acquisitions gives you an immediate advantage when buying or selling a block of business. Our consultants will supply your management team with accurate values and can even help you locate potential acquisition targets. The precision of our expected earnings projections provides you with a powerful strategic management tool for evaluating a single policy or an entire multi-line company. And our state-of-the-art proprietary software assures confidence in the accuracy of earnings forecasts.
PROPERTY AND CASUALTY REINSURANCE THE RIGHT WAY: Only L&E can allow you to effectively analyze reinsurance programs from every angle. Our skilled approach has given scores of our clients peace of mind that their interests are well protected in reinsurance contracts. We will closely examine the details of analysis to arrive at viable suggestions for maximizing your company’s retention relative to your risk assumption capacity. P&C companies find particular value in our experienced judgment and innovative thinking when evaluating multiple reinsurance proposals. We can also assist in the evaluation of your self-insured program, from both a pricing and valuation perspective. | 
